Other versions by this Author
Fundamentals of Risk and Insurance, 11th Edition presents a thorough and comprehensive introduction to the field of insurance while emphasizing the consumer. The new edition first examines the concept of risk, the nature of the insurance device, and the principles of risk management. It then discusses the traditional fields of life and health insurance as solutions to the risks connected with the loss of income. Fundamentals of Risk and Insurance, 11th Edition alsodeals with the risks associated with the ownership of property and legal liability.
Fundamentals of Risk and Insurance
by Vaughan, Emmett J.; Vaughan, Therese M.Edition: 11th
Format: Paperback
Pub. Date: 2013-11-18
Publisher(s): Wiley
List Price: $251.67
Buy New
Usually Ships in 3-4 Business Days
$251.42
Buy Used
Usually Ships in 24-48 Hours
$188.75
Rent Textbook
Select for Price
eTextbook
We're Sorry
Not Available
How Marketplace Works:
- This item is offered by an independent seller and not shipped from our warehouse
- Item details like edition and cover design may differ from our description; see seller's comments before ordering.
- Sellers much confirm and ship within two business days; otherwise, the order will be cancelled and refunded.
- Marketplace purchases cannot be returned to eCampus.com. Contact the seller directly for inquiries; if no response within two days, contact customer service.
- Additional shipping costs apply to Marketplace purchases. Review shipping costs at checkout.
Summary
Author Biography
Therese M. Vaughan is the Robb B. Kelley Distinguished Professor of Insurance and Actuarial Science at Drake University. Prior to joining Drake, she served as Iowa Insurance Commissioner for over 10 years and as President of the National Association of Insurance Commissioners.
Table of Contents
Chapter 1 The problem of risk 1
Chapter 2 Introduction to Risk Management 12
Chapter 3 The Insurance Device 34
Chapter 4 Risk Management Applications 54
Chapter 5 The Private Insurance Industry 71
Chapter 6 Regulation of the Insurance Industry 95
Chapter 7 Functions of Insurers 128
Chapter 8 Financial Aspects of Insurer Operations 144
Chapter 9 The Legal Framework 163
Chapter 10 Managing Personal Risks 181
Chapter 11 Social Insurance Programs 204
Chapter 12 Introduction to Life Insurance 224
Chapter 13 The Actuarial Basis of Life Insurance 240
Chapter 14 The Life Insurance Contract—General Provisions 253
Chapter 15 The Life Insurance Contract—Other Provisions 264
Chapter 16 Special Life Insurance Forms 279
Chapter 17 Buying Life Insurance 289
Chapter 18 Annuities and Pension Benefits 307
Chapter 19 Managing the Retirement Risk 333
Chapter 20 Health Insurance: Disability Income Insurance 348
Chapter 21 Health Insurance: Coverage for Medical Expenses 365
Chapter 22 Health Insurance for the Elderly 388
Chapter 23 Employee Benefits and Other Business Uses of Life and Health Insurance 412
Chapter 24 The Homeowners Policy—General Provisions 432
Chapter 25 The Homeowners Policy Forms 448
Chapter 26 Other Personal Forms of Property Insurance 462
Chapter 27 Negligence and Legal Liability 480
Chapter 28 General Liability Insurance for the Individual 494
Chapter 29 The Automobile and its Legal Environment 512
Chapter 30 The Personal Auto Policy 529
Chapter 31 Commercial Property Insurance 552
Chapter 32 Commercial Liability Insurance 582
Chapter 33 Surety Bonds, Trade Credit, and Financial Guaranty Insurance 609
Chapter 34 Insurance in the Future (Online) 620
An electronic version of this book is available through VitalSource.
This book is viewable on PC, Mac, iPhone, iPad, iPod Touch, and most smartphones.
By purchasing, you will be able to view this book online, as well as download it, for the chosen number of days.
Digital License
You are licensing a digital product for a set duration. Durations are set forth in the product description, with "Lifetime" typically meaning five (5) years of online access and permanent download to a supported device. All licenses are non-transferable.
More details can be found here.
A downloadable version of this book is available through the eCampus Reader or compatible Adobe readers.
Applications are available on iOS, Android, PC, Mac, and Windows Mobile platforms.
Please view the compatibility matrix prior to purchase.