| Summary of New Tax Law Highlights for Retirement |
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xvii | |
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Chasing the Big R through Four Financial Steps |
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1 | (10) |
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2 | (1) |
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3 | (1) |
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Retirement: The Most Complex of All Financial Objectives |
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4 | (1) |
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5 | (2) |
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The History of Retirement in a Minute and a Half |
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7 | (1) |
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Why Are Pensions Disappearing? |
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7 | (2) |
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A Definition of Retirement |
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9 | (1) |
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9 | (2) |
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Getting Started---Your 10-12-15 Percent Solution |
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11 | (12) |
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12 | (2) |
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The Power of Saving Early and Often |
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14 | (2) |
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16 | (7) |
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Investing Is Three Parts Technical, Two Parts Psychological, One Part Faith |
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23 | (18) |
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26 | (1) |
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26 | (8) |
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34 | (2) |
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36 | (1) |
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The Ideal Portfolio Recapped |
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36 | (2) |
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How You Can Implement an Investment Strategy in Your 401(k)/403(b)/457 Plan |
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38 | (1) |
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39 | (2) |
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The Sanctity of Savings (aka IRAs, 401(k)s, Keoghs) and the Dangers of Debt |
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41 | (20) |
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43 | (3) |
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46 | (14) |
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60 | (1) |
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Your Financial Engine: Your Career |
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61 | (10) |
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61 | (3) |
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Financial Moves during Your Career |
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64 | (4) |
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Managing Your Stock Options |
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68 | (1) |
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What about a Buyout Offer? |
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69 | (1) |
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70 | (1) |
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Mid-Career---Setting Your Glide Path to Retirement |
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71 | (10) |
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72 | (7) |
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79 | (2) |
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Good News and Bad News for Boomers |
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81 | (10) |
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82 | (1) |
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83 | (1) |
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How to Deal with Inflation |
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83 | (1) |
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Estimating Retirement Expenses |
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84 | (3) |
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87 | (4) |
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Social Security Insecurity |
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91 | (10) |
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Calculating Social Security |
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92 | (2) |
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94 | (1) |
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94 | (2) |
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What If You Earn Money while Collecting a Benefit? |
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96 | (1) |
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96 | (1) |
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What If Social Security Were My Client? |
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96 | (5) |
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Just How Long Will You Live? |
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101 | (8) |
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How Does Life Expectancy Change over Your Lifetime? |
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103 | (1) |
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Why Do Women Outlive Men? |
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104 | (1) |
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What about Your Family Genes? |
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104 | (1) |
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104 | (2) |
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106 | (3) |
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Discriminate against the Older Person at Your Own Peril |
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109 | (4) |
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110 | (1) |
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110 | (1) |
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111 | (2) |
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The Why of Retirement: How Each Generation Creates Its Own Retirement |
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113 | (8) |
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Which Generation Are You From? |
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114 | (5) |
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119 | (1) |
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Can We Predict the Future? |
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120 | (1) |
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Retirement on a Shoestring |
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121 | (4) |
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121 | (1) |
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122 | (1) |
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122 | (2) |
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124 | (1) |
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At the Cusp of Retirement---Time for the ``I'm about to Retire Worksheet'' |
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125 | (10) |
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126 | (5) |
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131 | (1) |
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132 | (3) |
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The Technical Side of Retiring |
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135 | (14) |
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Decisions and Distribution Rules for Pensions: Traditional and Cash Balance Plans |
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136 | (4) |
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Decisions and Distribution Rules for 401(k)s, 403(b)s, 457, SEP, SIMPLE, and Keogh Plans |
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140 | (3) |
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Decisions and Distribution Rules for IRAs |
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143 | (4) |
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A Game Plan for Your Situation |
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147 | (1) |
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148 | (1) |
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In Retirement-Fine---Tuning Your Investments and Expenses |
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149 | (10) |
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150 | (4) |
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154 | (3) |
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157 | (2) |
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Estate Planning, Long-Term Care, and Leaving Money |
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159 | (12) |
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The Basics of Estate Planning: Wills and Will Substitutes |
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160 | (5) |
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Rules and Taxes on Inheriting IRAs and Benefit Plans |
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165 | (1) |
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Income in Respect to a Decedent (IRD) |
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166 | (1) |
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167 | (1) |
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167 | (1) |
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168 | (1) |
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169 | (2) |
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The Chase Is Over: How You Can Enjoy Retirement Once There |
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171 | (10) |
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172 | (1) |
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173 | (1) |
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174 | (1) |
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175 | (3) |
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178 | (1) |
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179 | (1) |
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Final Bits of Life Advice |
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180 | (1) |
| Appendix A Retirement and Tax FAQs |
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181 | (12) |
| Appendix B Econ 301: Some Thorny Economic Issues |
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193 | (8) |
| Glossary |
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201 | (8) |
| Index |
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209 | (8) |
| About the Author |
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217 | |
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