| Introduction |
|
1 | (1) |
|
|
|
1 | (1) |
|
|
|
2 | (1) |
|
Conventions Used in This Book |
|
|
2 | (1) |
|
|
|
3 | (2) |
|
Part I: Setting Up and Starting Out |
|
|
5 | (62) |
|
|
|
7 | (10) |
|
|
|
8 | (1) |
|
Creating a shortcut icon for Money |
|
|
8 | (1) |
|
Pinning Money to the Start menu |
|
|
8 | (1) |
|
Starting Money for the First Time |
|
|
9 | (2) |
|
How Money Can Help You with Your Finances |
|
|
11 | (4) |
|
Keeping accurate records of your spending and income |
|
|
11 | (1) |
|
Categorizing your spending and income |
|
|
12 | (1) |
|
Estimating your income taxes |
|
|
13 | (1) |
|
Handling your investments |
|
|
13 | (1) |
|
|
|
14 | (1) |
|
|
|
14 | (1) |
|
|
|
15 | (1) |
|
|
|
15 | (2) |
|
|
|
17 | (10) |
|
|
|
17 | (4) |
|
Links for going from window to window |
|
|
17 | (1) |
|
Toolbar buttons for getting around |
|
|
18 | (1) |
|
Tabs for going to different windows |
|
|
19 | (2) |
|
Customizing the Home Page Window |
|
|
21 | (2) |
|
Browsing the Web in Money |
|
|
23 | (1) |
|
|
|
24 | (3) |
|
|
|
27 | (12) |
|
Accounts and Registers for Recording Financial Transactions |
|
|
27 | (3) |
|
The Basics: Setting Up Checking and Savings Accounts |
|
|
30 | (4) |
|
Setting up a checking or savings account |
|
|
30 | (2) |
|
Listing contact names, phone numbers, and other information |
|
|
32 | (2) |
|
Changing an Account's Name or Type |
|
|
34 | (1) |
|
Setting Up an Account to Track Credit Card and Line of Credit Transactions |
|
|
35 | (4) |
|
Recording Your Financial Activity |
|
|
39 | (28) |
|
Opening an Account Register |
|
|
39 | (3) |
|
Recording Transactions in Registers |
|
|
42 | (5) |
|
|
|
47 | (2) |
|
Recording a Deposit or Debit Card Purchase with Cash Back |
|
|
49 | (2) |
|
Transferring Money between Accounts |
|
|
51 | (1) |
|
Recording Transactions in Credit Card and Line of Credit Accounts |
|
|
52 | (3) |
|
Recording credit card and line of credit charges |
|
|
52 | (2) |
|
|
|
54 | (1) |
|
Recording a credit card payment |
|
|
54 | (1) |
|
Fixing Mistakes in Account Registers |
|
|
55 | (6) |
|
Finding a transaction so that you can fix it |
|
|
56 | (4) |
|
Changing or editing transactions |
|
|
60 | (1) |
|
Voiding and Deleting Transactions |
|
|
61 | (2) |
|
Moving a Transaction from One Account to Another |
|
|
63 | (1) |
|
|
|
64 | (3) |
|
Part II: Banking with Money |
|
|
67 | (50) |
|
Categorizing Your Spending and Income |
|
|
69 | (20) |
|
Looking at the Ways to Categorize Income and Spending |
|
|
70 | (1) |
|
|
|
70 | (1) |
|
|
|
70 | (1) |
|
|
|
71 | (1) |
|
|
|
71 | (1) |
|
Setting Up Your Own Categories and Subcategories |
|
|
71 | (4) |
|
Creating a new category in the New Category dialog box |
|
|
72 | (2) |
|
Creating a new subcategory |
|
|
74 | (1) |
|
Editing and Refining a Category or Subcategory |
|
|
75 | (2) |
|
Setting Up and Defining a Classification |
|
|
77 | (3) |
|
Setting up a classification |
|
|
78 | (1) |
|
Defining classes and subclasses |
|
|
79 | (1) |
|
Correcting Transactions that Were Recorded in the Wrong Category |
|
|
80 | (4) |
|
Moving all transactions from one category to another category |
|
|
81 | (1) |
|
Reassigning transactions to new categories |
|
|
82 | (2) |
|
Renaming and Deleting Categories and Classifications |
|
|
84 | (5) |
|
Renaming a category or subcategory |
|
|
84 | (1) |
|
Renaming a classification |
|
|
85 | (1) |
|
Deleting a category or subcategory |
|
|
85 | (1) |
|
Deleting a classification |
|
|
86 | (3) |
|
Reconciling or Balancing an Account |
|
|
89 | (12) |
|
|
|
89 | (1) |
|
|
|
90 | (5) |
|
Telling Money which transactions cleared the bank |
|
|
91 | (3) |
|
Fixing mistakes as you reconcile |
|
|
94 | (1) |
|
Help! The Darn Thing Won't Reconcile! |
|
|
95 | (3) |
|
A checklist of things to do if you can't reconcile |
|
|
95 | (2) |
|
``AutoReconciling'' an account |
|
|
97 | (1) |
|
Forcing an account to balance |
|
|
98 | (1) |
|
Reconciling a Credit Card Account |
|
|
98 | (3) |
|
Writing and Printing Checks |
|
|
101 | (16) |
|
Deciding What Kind of Check to Order |
|
|
102 | (1) |
|
|
|
103 | (2) |
|
Getting Your Printer Ready to Print Checks |
|
|
105 | (2) |
|
Recording Checks That You Intend to Print |
|
|
107 | (1) |
|
Testing to See Whether Checks Print Correctly |
|
|
108 | (3) |
|
Printing a practice check |
|
|
109 | (1) |
|
Making adjustments to the text alignment |
|
|
110 | (1) |
|
|
|
111 | (3) |
|
Printing a full sheet of checks |
|
|
111 | (2) |
|
Printing partial sheets of checks |
|
|
113 | (1) |
|
Whoops! My Checks Didn't Print Correctly |
|
|
114 | (3) |
|
Part III: Money for Investors |
|
|
117 | (52) |
|
Setting Up Investment Accounts |
|
|
119 | (14) |
|
Your Own Electronic Portfolio Manager |
|
|
119 | (2) |
|
Setting Up an Investment Account for Tracking Securities |
|
|
121 | (3) |
|
Setting Up a Retirement Account for Tracking Retirement Savings and Investments |
|
|
124 | (3) |
|
Setting Up an Account to Track Employee Stock Options |
|
|
127 | (3) |
|
Tracking Securities You Don't Own in a Watch Account |
|
|
130 | (3) |
|
Tracking the Value of Your Investments |
|
|
133 | (24) |
|
Recording Payments to (and Disbursements from) Brokers |
|
|
134 | (1) |
|
Describing the Securities in Investment and Retirement Accounts |
|
|
135 | (3) |
|
|
|
138 | (7) |
|
Recording a purchase of stocks |
|
|
138 | (1) |
|
Recording the sale of stocks |
|
|
139 | (3) |
|
Recording and reinvesting dividends from stocks |
|
|
142 | (1) |
|
Recording stock splits, short sells, margin purchases, and other esoterica |
|
|
143 | (2) |
|
|
|
145 | (2) |
|
Recording the sale or purchase of mutual funds |
|
|
145 | (1) |
|
Recording dividends and distributions |
|
|
145 | (2) |
|
|
|
147 | (3) |
|
Recording the purchase of a bond |
|
|
148 | (2) |
|
Recording interest payments from bonds |
|
|
150 | (1) |
|
Other Kinds of Investments |
|
|
150 | (1) |
|
|
|
151 | (1) |
|
|
|
151 | (1) |
|
Editing and Deleting Investment and Retirement Account Transactions |
|
|
151 | (1) |
|
Updating the Price of Securities |
|
|
152 | (5) |
|
Downloading stock and mutual fund quotes from the Internet |
|
|
153 | (1) |
|
Updating the price of securities on your own |
|
|
154 | (3) |
|
Researching and Analyzing Your Investments |
|
|
157 | (12) |
|
Analyzing Your Investments |
|
|
157 | (3) |
|
Charting the Performance of an Investment |
|
|
160 | (1) |
|
|
|
161 | (1) |
|
Seeing How Well Your Investments Are Allocated |
|
|
162 | (1) |
|
Generating Investment Reports |
|
|
163 | (1) |
|
Being Alerted When a Security Hits a Certain Price |
|
|
163 | (2) |
|
Researching Investments at MoneyCentral |
|
|
165 | (1) |
|
Other Ways to Research Investments Online |
|
|
166 | (3) |
|
Researching mutual funds on the Internet |
|
|
166 | (1) |
|
Researching stocks on the Internet |
|
|
167 | (2) |
|
Part IV: Getting Your Money's Worth |
|
|
169 | (74) |
|
Some Important Housekeeping Chores |
|
|
171 | (18) |
|
Backing Up and Restoring Money Files |
|
|
171 | (5) |
|
Telling Money how to back up your financial data |
|
|
172 | (2) |
|
Backing up your data file |
|
|
174 | (1) |
|
Restoring a file from its backup copy |
|
|
175 | (1) |
|
Transferring Your Money File to a New Computer |
|
|
176 | (1) |
|
|
|
177 | (1) |
|
Organizing Your Favorite Accounts, Reports, and Web Sites |
|
|
178 | (1) |
|
Protecting Files with Passwords or Passport |
|
|
178 | (4) |
|
Locking a file with a password or NET passport |
|
|
179 | (1) |
|
Opening a file that has been given a password |
|
|
180 | (2) |
|
Changing and removing passwords |
|
|
182 | (1) |
|
Deleting and Closing Bank Accounts |
|
|
182 | (2) |
|
|
|
183 | (1) |
|
|
|
184 | (1) |
|
Creating an Archive File for Past Transactions |
|
|
184 | (1) |
|
Creating a Separate File for Financial Activity |
|
|
185 | (2) |
|
Creating the separate file |
|
|
185 | (1) |
|
Opening the Money file you want to work with |
|
|
186 | (1) |
|
Renaming and Deleting Files |
|
|
187 | (2) |
|
|
|
189 | (24) |
|
Being Alerted to Excessive Spending |
|
|
189 | (2) |
|
Scheduling Bills So That They're Paid on Time |
|
|
191 | (8) |
|
Scheduling a bill payment or deposit |
|
|
192 | (3) |
|
How Money tells you to pay bills |
|
|
195 | (1) |
|
Scheduling deposits, transfers, and investment purchases |
|
|
196 | (1) |
|
Recording a scheduled transaction in a register |
|
|
196 | (2) |
|
Skipping a scheduled transaction |
|
|
198 | (1) |
|
Changing a scheduled transaction |
|
|
198 | (1) |
|
Canceling a scheduled transaction |
|
|
199 | (1) |
|
|
|
199 | (12) |
|
Choosing between advanced and essential budgets |
|
|
200 | (2) |
|
Getting started with an advanced budget |
|
|
202 | (1) |
|
Enter your income: Telling Money about your income |
|
|
202 | (3) |
|
Enter your expenses: Budgeting your monthly expenses |
|
|
205 | (1) |
|
Savings goals: Declaring what to do with extra money |
|
|
206 | (1) |
|
Budget summary and status |
|
|
207 | (1) |
|
Formulating an essential budget |
|
|
208 | (1) |
|
Seeing whether you met your budget goals |
|
|
209 | (2) |
|
Working with more than one budget |
|
|
211 | (1) |
|
Tracking Your Frequent Flyer Miles |
|
|
211 | (2) |
|
Planning for the Years Ahead |
|
|
213 | (16) |
|
Being Alerted to Important Events |
|
|
213 | (2) |
|
Projecting Your Cash Flow |
|
|
215 | (2) |
|
Introducing the Lifetime Planner |
|
|
217 | (9) |
|
About you: Telling Money about yourself and your dependents |
|
|
219 | (1) |
|
Income: Describing your present and future income |
|
|
220 | (1) |
|
Taxes & Inflation: Describing the tax and inflation rate |
|
|
220 | (1) |
|
Savings & Investments: Describing your retirement savings |
|
|
221 | (1) |
|
Expected Return: Describing how your money will grow |
|
|
222 | (1) |
|
Homes & Assets: Describing things of value that you own or will own |
|
|
222 | (1) |
|
Loans & Debt: Describing current and future loans |
|
|
223 | (1) |
|
Expenses: Describing the cost of living |
|
|
223 | (1) |
|
Results: Reading your financial future |
|
|
224 | (1) |
|
Action Plan: What you should do next |
|
|
225 | (1) |
|
Playing ``what if'' with your future |
|
|
225 | (1) |
|
Planning to Get Out of Debt |
|
|
226 | (3) |
|
|
|
229 | (14) |
|
Tagging Categories for Tax-Reporting Purposes |
|
|
229 | (3) |
|
Looking at Line-Item Income and Expenses |
|
|
232 | (1) |
|
|
|
233 | (1) |
|
|
|
233 | (3) |
|
Scheduling Important Tax Dates |
|
|
236 | (1) |
|
Getting Help for Lowering Your Tax Bill |
|
|
236 | (1) |
|
Determining How Much to Withhold |
|
|
237 | (1) |
|
Estimating Capital Gains Taxes |
|
|
238 | (2) |
|
Exporting Money Data to a Tax-Preparation Program |
|
|
240 | (2) |
|
Getting Tax Help on the Internet |
|
|
242 | (1) |
|
Part V: Improving Your Financial Picture |
|
|
243 | (42) |
|
Reports and Charts for Seeing Where You Stand Financially |
|
|
245 | (22) |
|
A Look at the Reports Home Window |
|
|
246 | (2) |
|
Looking at the Different Reports |
|
|
248 | (7) |
|
|
|
248 | (1) |
|
|
|
249 | (2) |
|
|
|
251 | (2) |
|
|
|
253 | (1) |
|
Comparison Reports: For comparing the past with the present |
|
|
254 | (1) |
|
|
|
255 | (1) |
|
|
|
255 | (1) |
|
Creating a Reports or Chart |
|
|
255 | (3) |
|
Generating the report or chart |
|
|
255 | (1) |
|
Turning reports into charts and charts into reports |
|
|
256 | (1) |
|
Investigating the figures from which a chart or report is constructed |
|
|
257 | (1) |
|
Customizing Reports and Charts |
|
|
258 | (5) |
|
Rows & Columns tab: Changing the rows and columns |
|
|
259 | (1) |
|
Chart tab: Choosing chart types and other chart options |
|
|
260 | (1) |
|
Date tab: Changing the date range |
|
|
261 | (1) |
|
Account tab: Choosing accounts for the report or chart |
|
|
261 | (1) |
|
Category tab: Excluding categories from reports and charts |
|
|
261 | (1) |
|
Payee tab: Excluding payers and income sources |
|
|
261 | (1) |
|
Text tab: Using text criteria to gather data |
|
|
261 | (1) |
|
Details tab: Gathering data on the basis of type and status |
|
|
262 | (1) |
|
Amount tab: Querying by amount |
|
|
262 | (1) |
|
Classification tab: Including classes and subclasses in reports |
|
|
262 | (1) |
|
Fonts tab: Changing how reports and charts look |
|
|
262 | (1) |
|
Adding a Customized Report or Chart to the Favorites Menu |
|
|
263 | (1) |
|
Printing Reports and Charts |
|
|
263 | (1) |
|
Getting ready to print a report or chart |
|
|
263 | (1) |
|
Printing the report or chart |
|
|
264 | (1) |
|
Exporting a Report or Chart |
|
|
264 | (3) |
|
Tracking Assets, Liabilities, Loans, and Mortgages |
|
|
267 | (18) |
|
Understanding How to Track Assets, Liabilities, Loans, and Mortgages with Money |
|
|
268 | (1) |
|
Tracking the Value of a House or Other Asset |
|
|
269 | (4) |
|
Setting up an asset or house account |
|
|
269 | (2) |
|
Recording changes in the value of an asset or house |
|
|
271 | (2) |
|
Tracking Your Liabilities |
|
|
273 | (1) |
|
Tracking Loans and Mortgages |
|
|
273 | (12) |
|
Setting up a loan or mortgage account |
|
|
274 | (5) |
|
Fixing loan or mortgage account errors |
|
|
279 | (1) |
|
Recording loan and mortgage payments |
|
|
280 | (1) |
|
|
|
281 | (2) |
|
Adjusting loan account balances |
|
|
283 | (1) |
|
Updating the interest rate on a loan or mortgage |
|
|
284 | (1) |
|
Part VI: Going Online with Money |
|
|
285 | (22) |
|
Getting Ready to Go Online |
|
|
287 | (10) |
|
Reviewing the Online Services That Money Offers |
|
|
287 | (2) |
|
|
|
289 | (1) |
|
|
|
289 | (1) |
|
|
|
290 | (1) |
|
Signing Up with Your Bank |
|
|
290 | (3) |
|
Setting Up a Money Account So That It Works Online |
|
|
293 | (1) |
|
Setting up an account for Web services |
|
|
294 | (1) |
|
Setting up an account for direct services |
|
|
294 | (1) |
|
Signing Up for MSN Bill Pay |
|
|
294 | (1) |
|
Changing Your Mind about the Online Banking Services |
|
|
295 | (2) |
|
Banking and Bill Paying Online |
|
|
297 | (10) |
|
Sending Banking Instructions over the Internet |
|
|
297 | (2) |
|
|
|
299 | (5) |
|
Getting accurate, up-to-date account information |
|
|
299 | (3) |
|
Viewing and updating a register whose transactions you downloaded |
|
|
302 | (2) |
|
|
|
304 | (3) |
|
Recording the online payment |
|
|
305 | (1) |
|
Stopping a payment after it's sent |
|
|
306 | (1) |
|
Transferring money between accounts |
|
|
306 | (1) |
|
Part VII: The Part of Tens |
|
|
307 | (22) |
|
Ten Things You Should Do Periodically |
|
|
309 | (4) |
|
|
|
309 | (1) |
|
Update Your Savings and Checking Account Registers |
|
|
310 | (1) |
|
|
|
310 | (1) |
|
Balance Your Credit Card Accounts |
|
|
310 | (1) |
|
Personalize the Home Page |
|
|
311 | (1) |
|
Generate a Monthly Income and Expenses Report |
|
|
311 | (1) |
|
Print Your Account Registers |
|
|
311 | (1) |
|
Make an Archive File and Put It Away |
|
|
312 | (1) |
|
|
|
312 | (1) |
|
|
|
312 | (1) |
|
Ten Ways to Good Health --- Financially Speaking, That Is |
|
|
313 | (4) |
|
Record Credit Card Transactions As You Make Them |
|
|
313 | (1) |
|
Pay Off All Your Credit Card Debt |
|
|
314 | (1) |
|
Leave Your Plastic at Home |
|
|
314 | (1) |
|
Create a Spending by Category Chart |
|
|
314 | (1) |
|
Create a Monthly Income and Expenses Report |
|
|
315 | (1) |
|
|
|
315 | (1) |
|
Plan Ahead for Your Retirement |
|
|
315 | (1) |
|
Set Aside Money for a Rainy Day |
|
|
315 | (1) |
|
Make Like a Young Dog --- Learn New Tricks |
|
|
316 | (1) |
|
|
|
316 | (1) |
|
Ten Things to Do If You Are Self-Employed |
|
|
317 | (6) |
|
Diligently Record Your Financial Activity |
|
|
317 | (1) |
|
Make Sure That All Tax-Related Expenses Are Marked As Such |
|
|
318 | (1) |
|
Print a Tax-Related Transactions Report for Your Accountant |
|
|
318 | (1) |
|
Use the Memo Box Early and Often |
|
|
319 | (1) |
|
Set Aside a Tenth of Your Income in a Savings Account |
|
|
319 | (1) |
|
Schedule Your Quarterly Tax Payments |
|
|
319 | (1) |
|
Use Classifications to Track Business Expenses |
|
|
320 | (1) |
|
Open a Checking Account for Business Transactions |
|
|
320 | (1) |
|
Write a Check to Yourself Periodically |
|
|
320 | (1) |
|
Keep Your Irons on the Fire |
|
|
321 | (2) |
|
Ten Things Ex-Quicken Users Should Know about Money |
|
|
323 | (6) |
|
You Can Use Your Old Quicken File in Money |
|
|
324 | (1) |
|
You Can Find the Modified Transactions |
|
|
325 | (1) |
|
Some Things Are Lost in the Conversion |
|
|
325 | (1) |
|
Some Quicken Features Have No Equivalent in Money |
|
|
325 | (1) |
|
In Money, Transactions Are Entered on Forms |
|
|
325 | (1) |
|
Some Old Bank Transactions Are Not Shown as Reconciled |
|
|
326 | (1) |
|
Your Quicken Checks Are Good in Money |
|
|
326 | (1) |
|
Quicken's Online Banking Services Are No Good with Money |
|
|
327 | (1) |
|
Your Payee List Is Way, Way Too Long |
|
|
327 | (1) |
|
Money Offers Help for Quicken Users |
|
|
327 | (2) |
| Glossary of Financial Terms |
|
329 | (4) |
| Index |
|
333 | |
Other versions by this Author