Preface: La dolce vita |
|
xi | |
Section 1 Debt before dishonour |
|
1 | (40) |
|
Student days: Swimming with the loan sharks |
|
|
3 | (16) |
|
|
5 | (1) |
|
|
5 | (3) |
|
|
8 | (2) |
|
Your new best friend - the LEA |
|
|
10 | (1) |
|
|
11 | (2) |
|
Additional sources of finance |
|
|
13 | (2) |
|
|
15 | (4) |
|
|
19 | (12) |
|
|
21 | (2) |
|
|
23 | (2) |
|
|
25 | (1) |
|
|
26 | (5) |
|
|
31 | (10) |
|
So what is a credit card? |
|
|
32 | (2) |
|
|
34 | (2) |
|
The annual percentage rate |
|
|
36 | (1) |
|
|
36 | (5) |
Section 2 Work is a four-letter word |
|
41 | (40) |
|
|
43 | (12) |
|
Your benefit shopping list |
|
|
44 | (3) |
|
Top tips for the negotiating table |
|
|
47 | (1) |
|
|
48 | (7) |
|
The company of wolves: the new entrepreneurs |
|
|
55 | (14) |
|
Why are you going into business? |
|
|
57 | (1) |
|
|
57 | (1) |
|
|
58 | (1) |
|
|
59 | (1) |
|
|
60 | (2) |
|
|
62 | (1) |
|
|
63 | (6) |
|
|
69 | (12) |
|
|
70 | (1) |
|
Income tax and national insurance |
|
|
71 | (2) |
|
|
73 | (1) |
|
|
73 | (2) |
|
|
75 | (2) |
|
|
77 | (4) |
Section 3 Room with a view |
|
81 | (36) |
|
|
83 | (10) |
|
|
84 | (1) |
|
Association of Residential Letting Agents |
|
|
85 | (1) |
|
|
85 | (1) |
|
|
86 | (7) |
|
|
93 | (16) |
|
|
95 | (1) |
|
|
95 | (1) |
|
|
96 | (1) |
|
|
97 | (1) |
|
|
98 | (1) |
|
|
98 | (2) |
|
Your choice of interest rates |
|
|
100 | (2) |
|
Mortgage-related insurance |
|
|
102 | (3) |
|
Mortgage-related investments |
|
|
105 | (4) |
|
|
109 | (8) |
|
Business opportunities in property |
|
|
110 | (2) |
|
|
112 | (1) |
|
|
112 | (1) |
|
|
112 | (1) |
|
|
113 | (4) |
Section 4 A fistful of dollars |
|
117 | (44) |
|
|
119 | (14) |
|
|
120 | (1) |
|
|
121 | (1) |
|
|
122 | (1) |
|
|
123 | (1) |
|
|
124 | (1) |
|
|
125 | (1) |
|
|
125 | (1) |
|
|
125 | (1) |
|
|
126 | (3) |
|
Styles of institutional management |
|
|
129 | (4) |
|
|
133 | (12) |
|
|
134 | (1) |
|
|
135 | (2) |
|
Individual savings accounts |
|
|
137 | (1) |
|
|
138 | (1) |
|
Open-ended investment companies |
|
|
139 | (1) |
|
|
140 | (2) |
|
|
142 | (1) |
|
|
142 | (3) |
|
|
145 | (8) |
|
Ethical Investment Research Service |
|
|
147 | (1) |
|
Defining an ethical policy |
|
|
148 | (2) |
|
The impact of ethical screening on performance |
|
|
150 | (1) |
|
|
151 | (2) |
|
|
153 | (8) |
|
|
155 | (1) |
|
Your tax allowances and exemptions |
|
|
156 | (1) |
|
|
156 | (1) |
|
|
157 | (1) |
|
|
157 | (4) |
Section 5 The long goodbye |
|
161 | (42) |
|
|
163 | (16) |
|
State pension? Forget it! |
|
|
164 | (1) |
|
|
164 | (1) |
|
How occupational schemes work |
|
|
165 | (3) |
|
The main types of pension scheme |
|
|
168 | (1) |
|
|
168 | (5) |
|
|
173 | (3) |
|
|
176 | (1) |
|
|
177 | (2) |
|
Pensions - this time it's personal |
|
|
179 | (12) |
|
How personal pensions work |
|
|
181 | (2) |
|
Standard personal pensions |
|
|
183 | (2) |
|
Personal pensions with greater investment scope |
|
|
185 | (6) |
|
|
191 | (12) |
|
|
192 | (1) |
|
|
193 | (2) |
|
Tips on buying your life assurance |
|
|
195 | (2) |
|
Income protection insurance |
|
|
197 | (1) |
|
|
197 | (2) |
|
Critical illness insurance |
|
|
199 | (1) |
|
Mortgage payment protection |
|
|
199 | (4) |
Appendix 1 Help! |
|
203 | (6) |
|
How to choose your financial adviser |
|
|
204 | (1) |
|
|
204 | (1) |
|
|
205 | (1) |
|
|
206 | (3) |
Appendix 2 Financial planning and investment advisers |
|
209 | (4) |
|
Stockbrokers and investment managers |
|
|
210 | (1) |
|
Financial planners and advisers |
|
|
210 | (1) |
|
|
210 | (1) |
|
|
211 | (1) |
|
|
211 | (1) |
|
Other useful organizations |
|
|
211 | (1) |
|
|
211 | (2) |
Appendix 3 Where there's a will there's a relative |
|
213 | (4) |
|
What happens if you don't make a will |
|
|
214 | (1) |
|
|
214 | (1) |
|
Distribution of an estate under the laws of intestacy |
|
|
215 | (2) |
Appendix 4 Bluffer's guide to the jargon |
|
217 | (6) |
Index |
|
223 | |