Praise For The Retirement Plan Solution"Short, clear, complete, and always interesting. Best book on DC plans and what we should do-now." -Charles D. Ellis, author, Winning the Loser's Game"At a time when the world is in turmoil, along with retirement expectations, the authors have hit a home run. After reading this book, I have a plan.)Read it for your path to retirement security." -Dallas Salisbury, President and CEO, Employee Benefit Research Institute"The Retirement Plan Solution offers a refreshing and provocative perspective on how to assess retirement needs, save to meet these needs, and manage the retirement payout process. In this time of financial turmoil, employees, plan sponsors, and financial advisors will find this highly practical resource volume both useful and humorous." -Olivia S. Mitchell, Director, Pension Research Council, Wharton School"The Retirement Plan Solution is a map to the future of 401(k) retirement plans. But it is not just a theoretical view of what could be. Instead, the authors describe the needs and trends that are already here, and then describe the changes that are developing to meet those needs. It is about the tomorrow that is happening today." -Fred Reish, Managing Director, Reish Luftman Reicher & Cohen"The respected authors have created a readable, timely, and very helpful book on all aspects of retirement planning. The suggestions are practical, the information is concise, and the book is highly recommended for anyone that is interested in sound financial planning." -Moshe A. Milevsky, PhD, Finance Professor, York University, Toronto, Canada"This is a must-read for people working in the retirement industry, as well as those who simply care about how to improve their chance of reaching a financially secure retirement. In a clear and simple fashion, the authors deliver one of the best books to date on inefficiencies in the current DC plan and potential improvements." -Peng Chen, President, Ibbotson Associates

Don Ezra is a widely published author. He has won a Graham and Dodd Award from the Financial Analysts Journal, the Roger Murray Prize from the Q Group in the United States, and the Lillywhite Award of the Employee Benefit Research Institute "for extraordinary life contri-butions to Americans' economic security."

Bob Collie has been working with defined benefit and defined contribution plans in the United Kingdom and United States for more than twenty years, playing at different times the role of actuary, investment consultant, and strategist.

Matthew X. Smith has been involved with the design, implemen-tation, administration, consultation to, and asset management of defined contribution plans for over twenty-five years. He has also written and spoken widely on defined contribution topics.